Rural Housing

The USDA Rural Development loan is designed to make rural housing more affordable. With this unique program, you can finance a home with no down payment or monthly insurance required.


What are USDA Rural Development Loans?

USDA home loan programs are primarily designed to help lower income individuals or households purchase homes in rural areas. USDA Rural Development funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.
Eligibility: Eligibility for the USDA Rural development loan program is dependent upon income and property location. Applicants for USDA loans may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. In addition, USDA applicants must have reasonable credit histories.

Click here to determine if you meet income eligibility requirements.
Click here to determine if your property location is eligible for USDA loan program financing.

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