Are you ready to become a homeowner? We can help! The Home Possible® Mortgage is designed to help you realize your dream of home ownership. Contact a loan officer to learn how you can become a homeowner! What is a Home Possible® Mortgage? The Home Possible® Mortgage is a loan program that offers low down … Continue reading Home Possible Mortgage Loans by Freddie Mac
HomeStyle Renovation Loans by Fannie Mae
The HomeStyle® Renovation Loan program allows a borrower to renovate, repair, or improve a home or investment property. What is a HomeStyle® Renovation Loan? The HomeStyle® Renovation loan combines a home purchase or refinance with home improvement financing in one loan with one closing. HomeStyle® Renovation loans let you customize a home to your liking … Continue reading HomeStyle Renovation Loans by Fannie Mae
FHA 203K Mortgage Loans
The FHA 203K mortgage program gives you the ability to refinance or purchase a home in need of repairs by allowing you to include the cost of repairs in the loan. What is a FHA 203K mortgage loan? FHA 203K mortgage loans are an important tool for community and neighborhood revitalization. The 203K program offers … Continue reading FHA 203K Mortgage Loans
FHA Mortgage Loans
This mortgage is designed primarily for first-time homebuyers and allows the borrower to put a lower down payment and have less than perfect credit. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. What are FHA Mortgages? FHA mortgage loans are very competitive loan programs. FHA mortgages allow the … Continue reading FHA Mortgage Loans
Conventional Mortgage Loans
Traditional loan programs usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary. What are Conventional Mortgages? A conventional loan generally refers to a mortgage loan that follows the guidelines of government sponsored enterprises (GSE’s) like Fannie Mae or Freddie Mac. Most mortgages are conventional mortgages. Conventional mortgages can be … Continue reading Conventional Mortgage Loans
VA Mortgage Loans
VA Mortgage loans are designed to help veterans and active duty military personnel purchase a home. There are no private mortgage insurance requirements and VA Mortgage loan programs offer less stringent credit requirements than conventional mortgage loans. The VA Mortgage loan program also has a low or no down payment option. What is a VA … Continue reading VA Mortgage Loans
Renovation Loan Programs
Inlanta Mortgage offers a variety of home renovation loan programs that allow homebuyers to finance the cost of renovations in with their home purchase or refinance. Inlanta Mortgage offers the FHA 203K Rehabilitation Loan and the HomeStyle® Renovation Loan Programs. FHA 203K Rehabilitation Loan FHA 203K Rehabilitation loans are an important tool for community and … Continue reading Renovation Loan Programs
USDA Rural Development Loans
The USDA Rural Development loan is designed to make rural housing more affordable. With this unique program, you can finance a home with no down payment or monthly insurance required. What are USDA Rural Development Loans? USDA home loan programs are primarily designed to help lower income individuals or households purchase homes in rural areas. USDA … Continue reading USDA Rural Development Loans
Loan Road Map: Stop #6 Appraisal and Title

Loan Road Map: Stop #6 Appraisal and Title An appraisal decides the value of the property that you are purchasing. This is important because it decides how much money a bank is willing to lend you for the property you want to purchase. An appraisal starts with an inspection of the inside and outside of … Continue reading Loan Road Map: Stop #6 Appraisal and Title
Loan Road Map: Stop #5 Applications and Disclosures

Loan Road Map: Stop #5 Applications and Disclosures A mortgage application helps the lender decide how much money to lend the borrower. Here’s a breakdown of what’s included on the forms: Type of mortgage and terms. This section describes the loan, loan program and the terms to the loan. Property information and purpose of the … Continue reading Loan Road Map: Stop #5 Applications and Disclosures