Loans

Homeowners are able to refinance their current home loan for various reasons whether it is to reduce monthly payment, reduce their interest rate, take cash out of their home equity, etc. Refinance Your Mortgage Loan When you refinance you are paying off an existing loan with proceeds from a new loan. Generally, when you refinance … Continue reading Refinance Loans

A jumbo mortgage is a loan amount above conventional conforming loan limits. Consult an Inlanta Mortgage Loan Officer to discuss if a jumbo mortgage is suited for you. What is a Jumbo Mortgage Loan? A Jumbo Mortgage Loan refers to mortgage loans above conventional conforming limits. In most places the conventional loan limits are $453,100. … Continue reading Jumbo Loans

Are you ready to become a homeowner? We can help! The Home Possible® Mortgage is designed to help you realize your dream of home ownership. Contact a loan officer to learn how you can become a homeowner! What is a Home Possible® Mortgage? The Home Possible® Mortgage is a loan program that offers low down … Continue reading Home Possible Mortgage Loans by Freddie Mac

The HomeStyle® Renovation Loan program allows a borrower to renovate, repair, or improve a home or investment property. What is a HomeStyle® Renovation Loan? The HomeStyle® Renovation loan combines a home purchase or refinance with home improvement financing in one loan with one closing. HomeStyle® Renovation loans let you customize a home to your liking … Continue reading HomeStyle Renovation Loans by Fannie Mae

Traditional loan programs usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary. What are Conventional Mortgages? A conventional loan generally refers to a mortgage loan that follows the guidelines of government sponsored enterprises (GSE’s) like Fannie Mae or Freddie Mac. Most mortgages are conventional mortgages. Conventional mortgages can be … Continue reading Conventional Mortgage Loans

VA Mortgage loans are designed to help veterans and active duty military personnel purchase a home. There are no private mortgage insurance requirements and VA Mortgage loan programs offer less stringent credit requirements than conventional mortgage loans. The VA Mortgage loan program also has a low or no down payment option. What is a VA … Continue reading VA Mortgage Loans

Inlanta Mortgage offers a variety of home renovation loan programs that allow homebuyers to finance the cost of renovations in with their home purchase or refinance. Inlanta Mortgage offers the FHA 203K Rehabilitation Loan and the HomeStyle® Renovation Loan Programs. FHA 203K Rehabilitation Loan FHA 203K Rehabilitation loans are an important tool for community and … Continue reading Renovation Loan Programs

The USDA Rural Development loan is designed to make rural housing more affordable. With this unique program, you can finance a home with no down payment or monthly insurance required. What are USDA Rural Development Loans? USDA home loan programs are primarily designed to help lower income individuals or households purchase homes in rural areas. USDA … Continue reading USDA Rural Development Loans